The Palm Bay-Melbourne-Titusville Housing Market Area (Palm Bay HMA) sits on the northeast coast of Florida, includes all of Brevard County and is coterminous with the metropolitan statistical area of the same name.
Access to fair mortgage products is crucial to many families’ ability to become homeowners. Mortgage access depends on assessments of the risk that a borrower will default, which typically are made through traditional credit scores and other financial information from lending institutions.
The Spokane Housing Market Area (Spokane HMA) in eastern Washington includes the counties of Pend Oreille, Stevens, and Spokane and is coterminous with the Spokane-Spokane Valley, WA Metropolitan Statistical Area.
The Detroit-Dearborn-Livonia Housing Market Area (Detroit HMA) is coterminous with the Detroit MSA and includes all of Wayne county, Michigan. Detroit is the most populous city in Michigan with an estimated population of 1.74 million.
The Census Household Pulse Survey provides insight on how individuals are experiencing business closures, stay-at-home orders, school closures, changes in spending patterns, and other abrupt and significant changes to American life during the pandemic.
The Greenville Housing Market Area (Greenville HMA), located in upstate South Carolina between the southern cities of Atlanta and Charlotte, includes the counties of Anderson, Greenville, Laurens, and Pickens and is coterminous with the Greenville Metropolitan Statistical Area.
The Fair Housing Act of 1968 prohibits discrimination based on race in the sale of housing, yet African Americans still experience the effects of explicit and implicit policies that barred them from the housing market before the act’s passage as well as ongoing discrimination in some cases.
The Wichita Housing Market Area (HMA) includes the counties of Butler, Harvey, Kingman, Sedgwick, and Sumner in south central Kansas. Wichita is the most populous city in Kansas, with an estimated population of 650,900 people.
The Phoenix-Mesa-Chandler Housing Market Area (Phoenix HMA) is located in south central Arizona and includes the counties of Maricopa and Pinal. The Phoenix HMA is home to nearly two-thirds of the population of Arizona with an estimated population of 4.91 million.